Disability insurance is a vital component of a financial plan, ensuring stability in unforeseen circumstances. Ventum, in collaboration with Ventum Insurance Services and partners, offers tailored disability insurance solutions for personal and business needs. Our expertise allows us to assess client requirements and recommend products that provide comprehensive coverage.
Why Disability Insurance?
Cost-Effective Financial Protection:
- Ensure a steady income stream in case of disability due to accident or illness.
- Alleviate financial burdens and maintain your lifestyle during challenging times.
Protection Across Age Groups:
- Disability risk increases with age; insurance provides financial support regardless of life stage.
Who Should Consider Disability Insurance?
Self-Employed Individuals:
- Ensure income stability without coverage from an employer.
Business Owners and Key Persons:
- Safeguard business operations and maintain financial stability.
Group Plan Members:
- Supplement group plans with personalized disability insurance for comprehensive coverage.
Features of Disability Insurance:
Income Replacement:
- Monthly, tax-free payments covering over half of pre-tax income.
- Benefits commence within 90 days after the accident or medical diagnosis.
Business Coverage:
- Protecting businesses with tailored plans for owners, partners, and key employees.
- Ensure ongoing expenses are covered during periods of disability.