A Separately Managed Account (SMA) is a professionally managed, fully discretionary, fee-based solution that is tailored to a client’s unique investment objectives, risk tolerance, and tax preferences.
SMA’s take the day-to- day management of your investment portfolio and allocate it to an experienced and dedicated portfolio management team so that you can focus your time on your family, job and lifestyle.
Unlike a mutual fund or pooled fund — where thousands of investors pool their money into a single shared account — an SMA gives you full transparency into every position you own.
One of the most meaningful advantages of this structure is tax efficiency. In a mutual fund, you can inherit capital gains triggered by other investors’ redemptions, even if you didn’t benefit from the gain. In an SMA, your tax situation is entirely your own.
Ventum Financial offers two approaches:
· Ventum Financial Discretionary Managed Portfolios — our proprietary in-house SMA mandates
· Externally Managed SMA Mandates — a curated selection of strategies managed by other leading financial institutions
Ventum Financial Discretionary Managed Portfolios
Our internal SMA mandates are managed by Ventum’s Portfolio Strategy Group, a team of experienced investment professionals and a fiduciary responsibility putting client interest first. These mandates span a wide range of risk profiles, investment objectives, and client needs.
| Portfolio | Risk Profile | Description |
|---|---|---|
| Ventum Canadian Equity | Moderate | Core, high-quality large-cap Canadian equity portfolio |
| Ventum Canadian Dividend Growth | Moderate | Canadian focused all-equity “dividend aristocrat” strategy seeking consistently growing dividend income |
| Ventum Focus 15 | Moderate-High | High-conviction, concentrated Canadian equity portfolio for those seeking higher growth potential |
| Ventum Canadian Equity Plus | Moderate | Global growth portfolio — roughly half Canadian equities, half U.S., global, and emerging market ETFs |
| Ventum High Yield Dividend Growth | Moderate | Canadian equity strategy targeting companies with consistently growing above-average dividend yields |
| Ventum Balanced | Low-Moderate | Multi-asset portfolio spanning money market, fixed income, and equities across Canada, the U.S., and global markets |
| Ventum US Growth | Moderate | U.S. large-cap quality growth equity portfolio |
| Ventum Sector ETF | Moderate | ETF-only portfolio employing a sector rotation strategy |
Why Choose a Ventum Discretionary Managed Portfolio?
· Dedicated investment expertise and process — Our Portfolio Strategy team brings extensive education and experience and follow a rigorous investment process combining quantitative, fundamental, and technical analysis.
· Accessible – The Portfolio Strategy team is partnered with your Investment Advisor and are available for calls and meetings.
· Built around your circumstances — Ventum SMAs offer greater flexibility. For example, positions with significant unrealized gains can be sold over time, cash levels adjusted for liquidity needs, and individual holdings retained at your request. The model is a starting point, not a rulebook.
· Performance with purpose — An established performance track record with an emphasis on after-tax returns and lower than benchmark volatility.
· Full transparency — Ventum SMA have competitive fees, are fully transparent with no hidden charges. Clients receive monthly reporting and anytime on-line access.
· Tax deductibility — SMA Investment management fees on non-registered accounts may be tax deductible. · Investor protection — Accounts are protected by the Canadian Investor Protection Fund (CIPF) – within applicable limits.
Externally Managed SMA Mandates
Ventum has partnered with a number of other leading financial institutions to offer a broader range of SMA strategies beyond our in-house mandates. Your Ventum Investment Advisor or Portfolio Manager will work with you to identify the right fit based on your investment objectives and financial goals — while the external manager handles day-to-day portfolio management.
External SMA mandates span the full spectrum of investor risk and return objectives, covering Income, Balanced, and Growth strategies through a combination of fixed income, equities, and ETFs.
Benefits of Externally Managed SMA Mandates
· Institutional-grade management — Strategies managed by leading national and international financial institutions.
· Expanded selection — Access to a wider range of mandates with established performance track records.
· Full transparency — Monthly reporting on your portfolio’s holdings and performance.
· Potential tax deductibility — Investment management fees on non-registered accounts may be tax deductible. · Investor protection — Accounts are protected by the Canadian Investor Protection Fund (CIPF) – within applicable limits.
For More Information on Separately Managed Accounts
Please contact your Ventum Investment Advisor, Portfolio Manager, or email the Portfolio Strategy Team (pmteam@ventumfinancial.com) for more information. Contact the Portfolio Strategy Team for Ventum Financial Discretionary Managed Portfolios performance results.